Refact AI is an AI coding tool that helps developers write and fix code faster. It works inside your IDE and gives quick suggestions. It focuses on privacy and speed, so many teams like using it for daily work. Other than that, it works inside your IDE and brings code explanations and AI-powered analysis without slowing down your workflow.

Features Of Refact AI

AI Code Autocomplete

It predicts the next lines of code while you type.

Smart Code Refactoring

Refact AI can rewrite messy parts of your code. Sometimes the output is simple, but it still helps clean things up.

On-Device and Self-Hosted AI

You can run models locally. This is useful for companies that don’t want to send code outside.

Multi-Language Support

The tool works with many languages. Python, JavaScript, C++, Go, and more are supported.

In-IDE Chat & Commands

You can talk to the AI inside VS Code or JetBrains. It answers questions, explains bugs, and even writes short functions.

Customizable AI Models

Teams can adjust the models. This gives better results for codebases that have special patterns.

Use Cases Of Refact AI

Faster Code Writing

AI autocomplete helps write code quickly with less typing.

Understanding Old Code

Good for reading and explaining confusing or legacy code.

Debugging Support

You can ask it to find issues or explain errors.

Code Refactoring

Helps clean up messy logic and makes code more readable.

Team Productivity

Useful for teams that want faster reviews and shared AI tools.

How To Use Refact AI

• Install the extension from the marketplace. 
• After that, open your IDE and sign in. 
• You can start typing code or open the chat box to ask something. 
• The tool works quietly in the background and jumps in when needed.

What We Like About Refact AI

• Fast and lightweight.
• Works inside popular IDEs easily.
• Strong privacy with local and self-hosted options.
• Good autocomplete and code refactor tools.
• Custom model tuning for teams.

What We Don't Like Refact AI

• Some suggestions are not always accurate.
• The interface might feel a bit simple for some people.
• Documentation can be confusing at times.
• Setting up a Local model might be hard for beginners.

Refact AI Pricing Plans

Free Plan 

• All Autonomous AI Agent features
• 2,000 coins for AI Agent & Chat
• In-IDE chat awais re of your code context
• Access to Claude 4, GPT-4.1, 4o, Gemini 2.5 Pro, and more
• Unlimited fast auto-completion
• Codebase-aware vector database (RAG)
• Self-hosting option
• Discord support

Pro Plan – $10/month

• Includes everything in Free, plus:
• 10,000 coins every month
• Option to buy more coins ($1 = 1,000 coins, $5 minimum)
• “Thinking abilities” for deeper reasoning

Enterprise – Private Server (Custom pricing)

• Includes everything in Pro, plus:
• LLM fine-tuning on your own codebase and data
• Optimized for multiple GPUs with load sharing
• Advanced access control and statistics
• On-prem or private cloud deployment
• Zero-telemetry code privacy
• Priority support

FAQs About Refact AI

Is Refact AI free?

Yes, there is a free tier, but it has limits.

Does it work offline?

Local models can run offline. Cloud features need the internet.

Which IDEs are supported?

VS Code and JetBrains IDEs are supported right now.

Conclusion

Refact AI is a helpful coding assistant with strong privacy and fast performance. It is not perfect, but it offers enough features to make coding easier for many people. If you want an AI tool that fits well inside your IDE, it’s worth trying.